Bajaj Housing Finance Ltd is a subsidiary of Bajaj Finance. It provides various housing finance products, including home loans, loans against property, and lease rental discounting, among others. It is one of the top companies in the Financial Services Industry and a leading one. The BHLF is focusing on providing mortgage lending services and has the potential to become a global player.
However, it will be the best stocks for investors in the financial services sector. Here, you will experience the Bajaj Housing Finance Ltd Share Price Target for the upcoming years 2025 to 2050, including the fundamental analysis and predictions. Stay tuned with us for a deep analysis of the BHFL Share Price target.
About Bajaj Housing Finance Ltd
Bajaj Housing Finance Ltd was founded in 2008, is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. It is one of the most diversified NBFCS in the Indian market, serving over 97.12 million customers across the country. The company, headquartered in Pune. BHFL provides finance to individuals as well as corporate entities for the purchase and renovation of homes or commercial spaces.
Additionally, Bajaj Housing Finance Ltd also offers loans against property for business or personal needs, as well as working capital for business expansion purposes. It provides finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals. The BHFL has been rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme by Crisil and India Ratings.
Historical Overview of Bajaj Housing Finance Ltd Share Price Performance
Bajaj Housing Finance (BHFL) shares market trading journey started at 10:00 AM IST on September 16, 2024. The BHFL’s IPO was open for subscription from September 9 to September 11, 2024. The shares were listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE). On the first day of trading, Bajaj Housing Finance’s share price got listed on both BSE and NSE at ₹150 per share with a premium of 114%. This was significantly higher than the IPO issue price of ₹70 per share. The stock then climbed and hit an upper circuit at ₹164.99.
After starung the jouney of Share Market, the BHFL has faced many uops and doiwn. From September 2024 to October 2024, the Share Price of BHFL declined by -32.39 % (19.78%) and reached a price of INR 139.33. Again, from the October end of November, the share price declined by -4.39(3.34%).
After the strong decline, the company’s share price rose by +17.11(13.48%untilhe December 2024. In January 2025, the Bajaj Housing Finance began trading with a share price of 126.08 INR. From January to April 2025, the BHFL Share Price again declined by the -4.34 (3.44%), which raises concerns among investors.
Bajaj Housing Finance Share Price Target 2025 to 2050
BHFL has the potential to become a multibagger return stock. After facing a decline in the share market, the experts point towards the massive rise in the BHFL Share Price in the upcoming years. According to experts, the share price of Bajaj can be reached at ₹160 to ₹190 by the end of 2025. Here is the overview of the Baja Housing Finance Share Price Target from 2025 to 2050:
| Year | Minimum Target | Maximum Target |
| 2025 | ₹120.00 | ₹197.00 |
| 2026 | ₹205.74 | ₹375.00 |
| 2027 | ₹370.00 | ₹470.00 |
| 2028 | ₹430.00 | ₹600.00 |
| 2029 | ₹610.00 | ₹800.00 |
| 2030 | ₹780.00 | ₹977.00 |
| 2035 | ₹1,300.00 | ₹1,500.00 |
| 2040 | ₹2,000.00 | ₹2,400.00 |
| 2045 | ₹3,200.00 | ₹3,500.00 |
| 2050 | ₹4,200.00 | ₹4,800.00 |
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Bajaj Housing Finance Share Price Target 2025
Bajaj Housing Finance is expanding its business in the housing sector. The share price of BHFL decreased to ₹105 on 27 January 2025, but now they have reached ₹130 by the end of April 2025. So 23% increment has been seen in the share price in only last 3 months. If the company follow the same practice throughout the year, then it will range between ₹105 to ₹245 by the end of December 2025.
| Bajaj Housing Finance Share 2025 | Minimum Price | Maximum Price |
| May | ₹120 | ₹142 |
| June | ₹129 | ₹150 |
| July | ₹125 | ₹153 |
| August | ₹132 | ₹160 |
| September | ₹134 | ₹165 |
| October | ₹145 | ₹175 |
| November | ₹150 | ₹178 |
| December | ₹164 | ₹197 |
Bajaj Housing Finance Share Price Target 2026
The ongoing trends in the share market are forecasting the share price for 2026 between ₹230 and ₹375. Investment in real estate and housing is one of the most demanding investment plans nowadays, and middle-class people and others are investing their savings in this model.
| Bajaj Housing Finance Share 2026 | Minimum Price | Maximum Price |
| January | ₹205.74 | ₹227.08 |
| February | ₹208.73 | ₹219.92 |
| March | ₹210.10 | ₹225.48 |
| April | ₹221.58 | ₹234 |
| May | ₹218 | ₹242 |
| June | ₹229 | ₹250 |
| July | ₹225 | ₹253 |
| August | ₹232 | ₹260 |
| September | ₹234 | ₹265 |
| October | ₹266 | ₹298 |
| November | ₹296 | ₹325 |
| December | ₹250 | ₹375 |
Bajaj Housing Finance Share Price Target 2027
Bajaj Housing is a part of Bajaj Finance, which started its share market business at the end of 2024. Thousands of investors purchased its IPOS in September 2024 with ₹70 per share and got a hike within only 4 days to ₹164. However, such 2.5x returns are one of the highest returns of the company, where most investors made a good deal.
However, there are still many long-term investors who are planning to make a huge profit. Since the share price of Bajaj Housing is increasing day by day so it is expected to range its shares between ₹370 to ₹470 in 2027.
| Bajaj Housing Finance Share 2027 | Minimum Price | Maximum Price |
| January | ₹370 | ₹377 |
| February | ₹373 | ₹387 |
| March | ₹389 | ₹401 |
| April | ₹367 | ₹398 |
| May | ₹404 | ₹419 |
| June | ₹415 | ₹426 |
| July | ₹420 | ₹445 |
| August | ₹434 | ₹456 |
| September | ₹416 | ₹455 |
| October | ₹456 | ₹460 |
| November | ₹458 | ₹467 |
| December | ₹460 | ₹470 |
Bajaj Housing Finance Share Price Target 2028
Bajaj Housing has a market cap of 1,09,611.86 crore in 2025, where the company is expected to make a good profit. They are trading with a ₹29.39 lakh trade volume and have generated a total trade value of ₹38.71 crore. The company is expected to reach the range of share price range between ₹430 and to maximum of ₹600.
| Bajaj Housing Finance Ltd. Share Price 2028 | Expected Amount |
| Minimum Share Price | ₹430 |
| Maximum Share Price | ₹600 |
Bajaj Housing Finance Share Price Target 2029
52 52-week analysis of Bajaj Housing Finance can give a straightforward overview of the performance of the company. In the past 52 weeks, January 2025 recorded the highest bear with ₹103.10. However, the first day in NSE, on 18th September 2024, the company recorded a highest share price of ₹188.50.
In April 2025, the share price reached up to ₹131 and increased day by day with a daily volatility of ₹1.83. This case analysis shows how the company is rapidly growing its share prices and will grow up to a maximum price of ₹800 by the end of 2029.
| Bajaj Housing Finance Ltd. Share Price 2029 | Expected Price |
| Minimum Share Price | ₹609 |
| Maximum Share Price | ₹800 |
Bajaj Housing Finance Share Price Target 2030
The year 2030 is the targeted year for many investors in the share market. Long-term investors are targeting to hold shares of BHFL for the next 5 years and are willing to sell them after a long duration. Investment in real estate is linked with BHFL as it is purely investing in properties in the country. In only 1 year, the company has generated a total revenue of ₹7579 crore in 2025 with a 34.09% hike.
If we compare its operating expenses, then we will find the net income and net profit margin for this year. With ₹186 crore expenses, there is a net income of ₹1731 crores with a 2.65% rate of net profit margin. Such profits can boost the company’s performance for the next 5 years. If they follow the same patterns of revenue, then, can range their share price between ₹780 to ₹977. It will be under ₹1000 by the end of December 2030
| Bajaj Housing Finance Ltd. Share Price 2030 | Expected Price |
| Minimum Share Price | ₹780 |
| Maximum Share Price | ₹977 |
Bajaj Housing Finance Share Price Target 2035
The company is working total of 2239 employees throughout the country under the leadership of Atul Jain as CEO of Bajaj Housing Finance Limited. The company have released their quarterly reports for March 2025. According to the reports, the revenue of the company has increased by 26.25% in this quarter, with ₹2508 crore. They are spending ₹71.750 crore. Apart from the expenses, the net income of the company has also increased by 53% to ₹587 crore in the first quarter of 2025.
However, the share price of the company has also decreased by ₹7.42 on 25 April 2025 after publishing the March 2025 quarter report. But, it is expected to cross a higher margin in upcoming years, where people who are investing in the company for long-term investment can see a range of the share price between ₹1300 to ₹1500.
| Bajaj Housing Finance Ltd. Share Price 2035 | Expected Price |
| Minimum Share Price | ₹1300 |
| Maximum Share Price | ₹1500 |
Bajaj Housing Finance Share Price Target 2040
Bajaj Housing Finance Limited has a total of assets worth more than the value of ₹1.03 crore in the financial report for March 2025. Apart from the assets, the company also have ₹82862 crore. While the company has grown the value of their assets by 25% in the March quarter, meanwhile liabilities of the company have also increased by 19% in the past four months.
According to the calculation, the company owns owning total equity of ₹19947 crore, ,which is good data for investors in the share market as it can give them an overview of the performance of the company in the past 4 months. Stakeholders and get the value of share price of BHFL ₹2000+ in 2040,, which can give a maximum return of ₹2400 or more.
| Bajaj Housing Finance Ltd. Share Price 2040 | Expected Price |
| Minimum Share Price | ₹2000 |
| Maximum Share Price | ₹2400 |
Bajaj Housing Finance Share Price Target 2045
Bajaj Housing Finance Limited is an initiative of Bajaj Finance Limited, which has been working in the share market for many years. The company have a strong presence in the Indian market in the investment sector. Now the housing sector is also one of the fastly growing sectors in India, where people are looking to purchase newly advanced flats in multi-level buildings in super cities including Noida, Gurugram, Bengaluru, Mumbai, Pune, Bhopal, Patna, Surat, etc.
The Assets of the company will further increase in the upcoming years, which will give a hike in the share price of the company by the end of 2045. It is expected to reach the share price of the company will reach up to ₹3500 in 2045, which will give a good return to long-term investors.
| Bajaj Housing Finance Ltd. Share Price 2045 | Expected Price |
| Minimum Target | ₹3200 |
| Maximum Target | ₹3500 |
Bajaj Housing Finance Share Price Target 2050
Many stock advisors are discussing the advantages of earlier investment in remanding shares through the previous stories of successful investors. Bajaj Housing Finance Limited is gaining the attention of investors from its first day on the stock market in September 2024. Promoters and owners of the company still own 88.75% shares of the company in 2025, and only 11.25% shares are distributed to the public.
So there may be a high demand of purchasing share purchase of the company in future, where earlier investors can make a good deal accordingly. By analysing the annual and quarterly reports of the company, it is expected that the share price of Baja HFL can reach ₹4200 to ₹4800 by December 2050
| Bajaj Housing Finance Ltd. Share Price 2050 | Expected Price |
| Minimum Share Price | ₹4200 |
| Maximum Share Price | ₹4800 |
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Bajaj Housing Finance Share Fundamental Analysis
| Metric | Value |
| Market Cap | ₹ 1,01,654 Cr. |
| 52-Week High | ₹188 |
| 52-Week Low | ₹103 |
| Face Value | ₹10.0 |
| Book Value | ₹ 24.0 |
| Return on Equity (ROE) | 13.4 % |
| Return on Capital Employed (ROCE) | 9.54 % |
| P/B Ratio | 5.71 |
| P/E Ratio | 47.0 |
| Dividend Yield | 0% |
| Sales Growth (YoY) | 25.62% (Q4 FY25) |
| Profit Growth (YoY) | 53.85% (Q4 FY25) |
| Earnings Per Share | ₹0.70 |
| Promoter Holding | 44.06% |
| Net Profit Margin | 23.48% (Q4 FY2025) |
| Debt-to-Equity Ratio | 4.11 |
BHFL Stocks Investment Opportunity & Risk
Before investing in the BHFL Stocks, every investor should analyse the Opportunity and Risk Factors. Explore these Investment opportunities and Risk factors, you should know before investing in the Bajaj Housing Finance:
Opportunity to Invest in BHFL Shares:
- The Bajaj Housing Finance Ltd Share has delivered good profit growth of 38.7% CAGR ovethe r the last 5 years. Additionally, it is the largest housing finance company (HFC) within just seven years of starting its mortgage operations. As of March 2024, it is the 8th largest NBFC – Upper Layer by AUM and the second most profitable HFC.
- In Q1 FY 2024 and FY 2025, BHFL recorded the second-highest loan disbursement among HFCS, with the second-highest AUM per branch and employee among large HFCS. These indicate that the tsock has a tastrong growth potential in the upcoming years.
Investment Risk of BHFL Share: The BHFL stock is trading at 5.09 times its book value. Though the company is also reporting repeated profits, it is not paying out dividends, which raises concerns among the investors. BHFL has a low interest coverage ratio. But, these factors can be neglected, if the company focuses on their finances and attracts investors as well.
Bajaj Housing Finance Ltd Shareholding Pattern
| Category | Holding (%) |
|---|---|
| Promoter | 88.75% |
| Public | 9.4% |
| FII (Foreign Investors) | 1.01% |
| Mutual Funds | 0.45% |
| Other Institutions | 0.38% |
BHFL Cash Flow Statement
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Operating Activities | -17074.90 | -15428.10 | -14331.77 | -12461.30 | -5089.13 |
| Investing Activities | -797.55 | 273.31 | -611.44 | 2197.32 | -797.04 |
| Financing Activities | 17870.20 | 15124.80 | 14630.06 | 10209.23 | 5689.23 |
| Net Cash Flow | -2.23 | -30.02 | -313.15 | -54.75 | -196.94 |
Bajaj Housing Finance Ltd Peer Comparison
| Stock Name | M. Cap (Cr) | 1 Yr Return (%) | P/E (TTM) | PB Ratio |
|---|---|---|---|---|
| Bajaj Housing Finance Ltd | 1,016.71 | NaN% | 47.01 | 5.41 |
| LIC Housing Finance Ltd | 331.28 | -10.63% | 6.43 | 0.99 |
| PNB Housing Finance Ltd | 273.44 | +32.19% | 14.12 | 1.72 |
| Aadhar Housing Finance Ltd | 203.1 | NaN% | 23.38 | 3.46 |
| Aptus Value Housing Finance India Ltd | 159.87 | -2.20% | 22.57 | 3.98 |
| AAVAS Financiers Ltd | 146.03 | +13.60% | 25.44 | 3.61 |
| Home First Finance Company India Ltd | 122.84 | +30.77% | 32.22 | 5.37 |
Conlcusion
Bajaj Housing Finance Ltd stocks are one of the strong fundamental shares in the sector of Housing FinanceServicese.. The company is rapidly growing their market and expanding its consumer base. It has great potential to become the top player in its industry. A company is making sales, and its profit is growing rapidly. But, there are a lot of factors and microeconomic aspects, which every investor should analyse before investing in BHFL. So, make your analysis and follow the suggestion before investing in any stocks.
FAQS
Is Bajaj Housing Finance good to buy?
As per the manyt expert saying, the Bajaj Housing Finance is offering a good buying option from a long-term investment view of view. So, invetsiors can buy in the view of long term investment.
What is the share price Target of Bajaj Housing Finance in 2030?
The Bajaj Housing Share Price Target in 2030 is expected to reach a maximum of ₹977 and a minimum of ₹780.
What is the growth potential of Bajaj Housing Finance from 2025 to 2050?
Bajaj Housing Finance has become the 2nd top company in just seven months, and it has teh potential to grow infutur because of strong fundamentals, good share return and a rapidly growing market.
What is the Bajaj Housing Finance share price Target for 2034?
It is expected that the Bajaj Housing Finance Share Price Target will be a maximum of ₹1250 and a minimum of ₹1100 in 2034.
Disclaimer: Stock market investments are subject to risks. Provided information are gievn for educational purpose. The predictions provided are based on research and past trends, and investors should do their analysis before making financial decisions. Make sure to ask and consult with industry experts and investors.